Business Insurance

Directors & Officers Insurance

Shields directors and executives from personal financial loss when sued over their leadership role, and helps the organization cover legal defense costs.

Looking for D&O Insurance in Bluffton?

Directors and officers (D&0) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization.

It can also cover the legal fees and other costs the organization may incur as a result of such a suit.

Who needs D&O Insurance?

Anyone who serves as a director or an officer of a for-profit business or nonprofit organization may be at risk of a personal claim as a result of that position. A directors and officers liability policy insures them against personal losses.

It can also help reimburse the business or nonprofit for the legal fees or other costs it may incur in defending those individuals against a lawsuit.

D&O policies can take different forms, depending on the nature of the organization and the risks it faces, so it’s best to seek out an insurance company with deep experience in this specialized field.

The policies are generally purchased by the organization to cover a group of individuals rather than by the individuals themselves.

Policies can be written to insure against a variety of hazards, but they generally make exclusions for fraud or other criminal activity.

How much does D&O Insurance cost in South Carolina?

Like any other type of insurance, D&O insurance can vary in price. It depends on many different variables, all of which we’ll discuss with you to ensure you’re paying the absolute best possible price.

How to get started on your quote

To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

Ready to get started?

Start Your Quotes Today

Enter some basic information below to get the process started.

Frequently asked questions

What is D&O insurance?
Directors and officers (D&O) liability insurance shields individuals from personal financial losses when they're sued because of their director or officer role at a business or organization. It also covers the legal expenses an organization incurs defending such lawsuits.
Who needs D&O coverage?
Anyone serving as a director or officer faces personal claim risks. Organizations typically buy these policies to cover groups rather than individuals, and coverage varies by organization type and risk profile — so specialized guidance helps. Policies generally exclude fraud and criminal activity.
What does D&O insurance cost in South Carolina?
Pricing varies based on several factors tied to your organization and its risk profile. We discuss those factors with you to secure the most favorable rate, and we keep the process straightforward.

Related coverage

General Liability Insurance

The most basic — and essential — commercial liability coverage. It protects your business from third-party bodily injury and property damage claims.

EPLI Insurance

Protects your business against employee claims — harassment, discrimination, wrongful termination, and more. No company is immune, regardless of size.

Ready to talk it through?

Tell us a little about what you need and one of our agents will reach out. We'll shop your coverage and come back with real options.

Request a Quote (833) 414-3040