Terms of Service

These Terms of Service (“Terms”) govern your use of the website at gspins.com (the “Site”), operated by GSP Insurance Group (“GSP,” “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Informational purpose only

The content on this Site is provided for general informational purposes about insurance and our agency. It is not insurance, legal, or financial advice, and it does not create an agent-client or fiduciary relationship.

Nothing on this Site is an offer to sell, or a solicitation to buy, any specific insurance product. Submitting a quote request, contact form, or other information does not bind, change, or guarantee any coverage. No coverage is in effect unless and until it is confirmed in writing by the agency, subject to an acceptable, signed application that meets the insurance company’s underwriting guidelines. Descriptions of coverage are summaries only; the actual terms, conditions, and exclusions are governed by the policy itself.

Licensing and service area

GSP Insurance Group is a licensed insurance agency in South Carolina and Georgia. Products and services described on this Site may not be available in all states and are offered only where we are properly licensed and appointed.

Acceptable use

When using the Site, you agree not to:

• use it for any unlawful purpose or in violation of these Terms;
• copy, scrape, harvest, or republish Site content except for your own personal, non-commercial reference;
• attempt to gain unauthorized access to, disrupt, or interfere with the Site, its servers, or its security features; or
• submit false information or another person’s information without authorization.

Intellectual property

The Site and its content — text, graphics, logos, and design — are owned by GSP Insurance Group or its licensors and are protected by applicable intellectual-property laws. You may not use our name, logo, or content without our prior written permission, except as reasonably necessary to use the Site for its intended purpose.

Forms and submissions

You are responsible for the accuracy of information you submit. Information you provide through the Site is handled as described in our Privacy Policy, and any text-messaging communications are governed by our SMS Consent terms.

Third-party links and services

The Site may link to third-party websites and services, including our client portal and insurance carriers. We do not control and are not responsible for the content, products, or practices of those third parties; your use of them is at your own risk and subject to their terms.

Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or that content is accurate, complete, or current.

Limitation of liability

To the fullest extent permitted by law, GSP Insurance Group and its representatives will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, or business, arising out of or related to your use of (or inability to use) the Site, even if advised of the possibility of such damages.

Changes to these Terms

We may update these Terms from time to time. Changes are effective when posted, as indicated by the “last updated” date above. Your continued use of the Site after changes take effect constitutes acceptance of the updated Terms.

Governing law

These Terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-law provisions.

Contact us

Questions about these Terms? Contact us at info@gspins.com or (833) 414-3040.