Business Insurance

General Liability Insurance

The most basic — and essential — commercial liability coverage. It protects your business from third-party bodily injury and property damage claims.

Looking for General Liability Insurance in Bluffton?

Are you a business owner in Bluffton looking for General Liability Insurance? Our agency has you covered. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.

At its core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, having General Liability coverage is not optional — it’s mandatory.

At GSP Insurance Group, we represent a wide range of General Liability Insurance companies in South Carolina and can help pair your business type with the best possible provider and pricing.

What does General Liability Insurance Cover?

Business is inherently risky, but General Liability insurance protects against many known and unknown risks.

Simply put, CGL guards you, your business and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).

Here are a few things you can expect General Liability Insurance to cover:

  • Lawsuits, investigations, and settlements
  • Injury damages
  • Advertising/Copyright claims

What’s involved with getting CGL Insurance?

With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be.

Our agency will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them.

This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states.

If you’re confused by any of this don’t worry, we’ll make the process easy. Give us a call and we can help you get the process started when you’re ready.

How to get started on your quote

To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

Ready to get started?

Start Your Quotes Today

Enter some basic information below to get the process started.

Frequently asked questions

What does general liability insurance cover?
Commercial General Liability (CGL) guards you, your business, and your employees against claims of bodily injury or property damage arising from your operations. It can cover the cost of out-of-court settlements, litigation, and court-awarded judgments, including legal defense.
Is general liability insurance required?
If you own a business, having general liability coverage is effectively mandatory. Many clients and contracts require you to show a certificate of insurance before you can do work for them, which proves you carry active coverage.
What is a certificate of insurance?
It's documentation that proves you have active insurance coverage. Companies frequently require one before allowing you to work for them, and it's typically expected of any business operating in most states. We can issue certificates as part of your policy service.
How is CGL related to a BOP?
General liability is often paired with Business Personal Property coverage inside a Business Owners Policy (BOP). We can write it on its own or bundle it into a package depending on what your business needs.

Related coverage

Business Insurance

A tailored commercial package built around your property, liability, and casualty needs — whether you're a retailer, contractor, or professional office.

Workers Compensation Insurance

State-mandated coverage that pays lost wages and medical care when an employee is hurt on the job. Correct class codes keep your premium fair.

Ready to talk it through?

Tell us a little about what you need and one of our agents will reach out. We'll shop your coverage and come back with real options.

Request a Quote (833) 414-3040