Personal Insurance

Long Term Care Insurance

Plan ahead for care costs — a leading cause of retirement bankruptcy. We evaluate traditional LTC and newer, flexible funding options so you can retire confident.

Looking for Long Term Care Insurance in South Carolina?

Many people get overly concerned with their health insurance and/or Medicare, but it’s lack of Long Term Care coverage that often times will financially cripple you.

Long Term Care expenses are the leading cause of bankruptcy during retirement, and the statistics show that over 75% of people over the age of 65 will need some form of Long Term Care at some point during their retirement.

It’s not a matter of if you will need Long Term Care it’s whenand with the cost of Long Term Care inflating at record pace, not planning ahead will result in serious financial hardship at a time when you are supposed to be living out the rest of your life in peace.

When most people think of Long Term Care insurance, they think of a traditional LTC policy, however there are several different ways to fund long term care outside of the typical LTC policy.

With more creative and flexible insurance products on the market now, it’s important to evaluate every single option you have, and that’s exactly what we can help you do, so you can live the rest of your retirement knowing that you won’t be financially destroyed, or financially destroy someone else like a child or relative.

If you need assistance with any type of senior insurance product, be sure to give us a call, or head over to our contact page to begin the process.

How to get started on your LTC quote

To get started on your quote, call our office or click over to our quotes page.

Either way we’ll make the process simple!

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Frequently asked questions

How likely am I to need long-term care?
Statistics indicate that over 75% of people aged 65 and older will require some form of long-term care during retirement. The key question isn't whether you'll need it, but when — and planning ahead avoids serious financial hardship.
Is a traditional LTC policy my only option?
No. While many people associate long-term care with traditional LTC policies, several alternative approaches exist for funding care. Modern products offer increasingly flexible solutions, and it's worth evaluating every option before deciding.
Why plan for long-term care at all?
Long-term care expenses are a leading cause of bankruptcy during retirement, and costs are rising rapidly. Planning ahead helps you retire confidently without facing financial ruin or burdening family members with your care costs.

Related coverage

Disability Insurance

Protects your income if illness or injury keeps you from working. We translate the confusing terms so you can choose the right short- or long-term coverage.

Life Insurance

An affordable way to protect the people who depend on you. We compare term and whole life across multiple insurers and right-size the coverage.

Ready to talk it through?

Tell us a little about what you need and one of our agents will reach out. We'll shop your coverage and come back with real options.

Request a Quote (833) 414-3040