Employee Benefits
Ancillary Benefits
Dental, vision, life, and disability coverage that rounds out your package affordably — with flexible employer-paid, employee-paid, or shared options.
Ancillary benefits like dental, vision, life, and disability coverage aren’t just “nice to have” — they’re what your employees expect in a well-rounded benefits package. At GSP Insurance Group, we help businesses of all sizes offer these essential coverages in a way that’s affordable, strategic, and easy to manage.
What Are Ancillary Benefits?
- Ancillary benefits include everything outside of major medical that still plays a huge role in overall wellness and financial protection. The most common include:
- Dental Insurance
- Vision Insurance
- Group Life Insurance
- Short-Term & Long-Term Disability
- Accidental Death & Dismemberment (AD&D)
- Critical Illness & Hospital Indemnity (can also be offered as voluntary)
Why They Matter:
For employees, these benefits offer peace of mind and fill important gaps that health insurance doesn’t cover. For employers, they’re a smart way to boost retention and satisfaction—often at a minimal cost.
Plus, many ancillary products can be employer-paid, employee-paid, or shared—giving you flexibility based on your budget.
How GSP Helps:
We work with businesses who are offering ancillary benefits for the first time or expanding what they already have in place. Whether you’ve got 2 employees or 200, we’ll help you:
- Compare carriers and plan designs
- Build a package that fits your team and your industry
- Coordinate open enrollment, employee education, and renewals
- Align your ancillary offerings with your overall benefits strategy
A Long-Term Strategy, Not a One-Time Fix:
Our job doesn’t stop once coverage is in place. We stay involved throughout the year to ensure your benefits remain competitive, cost-effective, and aligned with your goals as your company evolves.
FAQs
Are ancillary benefits required by law? Expand
No, but they’re highly valued by employees and help attract and retain talent.
Can we offer ancillary benefits as a standalone product? Expand
Yes, you can offer them independently or alongside health insurance.
What’s the cost to the employer? Expand
Many ancillary options are low-cost and can be employer-paid, employee-paid, or a hybrid.
Are ancillary benefits required by law? Expand
No, but they’re highly valued by employees and help attract and retain talent.
Can we offer ancillary benefits as a standalone product? Expand
Yes, you can offer them independently or alongside health insurance.
What’s the cost to the employer? Expand
Many ancillary options are low-cost and can be employer-paid, employee-paid, or a hybrid.
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Frequently asked questions
Are ancillary benefits required by law?
Can we offer ancillary benefits as a standalone product?
What's the cost to the employer?
Related coverage
Group Health Insurance
Strategic, custom-fit group health plans for teams of 2 to 100+ — shopped annually across top carriers, with hands-on renewal and claims support.
Voluntary Benefits
Employee-paid coverage — accident, critical illness, hospital indemnity, and more — that adds value to your benefits package at zero cost to your budget.
Ready to talk it through?
Tell us a little about what you need and one of our agents will reach out. We'll shop your coverage and come back with real options.