Employee Benefits
Voluntary Benefits
Employee-paid coverage — accident, critical illness, hospital indemnity, and more — that adds value to your benefits package at zero cost to your budget.
Voluntary benefits are a win-win for your business and your employees. These optional, employee-paid coverages enhance your benefits package without adding to your bottom line. At GSP Insurance Group, we help you offer meaningful choices that make a difference—without added complexity.
What Are Voluntary Benefits?
Voluntary benefits are additional insurance options that employees can elect and pay for through payroll deductions. These products offer financial protection for life’s “what-ifs” and can be tailored to your team’s needs.
Popular voluntary options include:
- Accident Insurance
- Critical Illness Insurance
- Hospital Indemnity
- Cancer Insurance
- Pet Insurance
- Legal and Identity Theft Protection
- Voluntary Life and AD&D
Why Offer Them?
Employees are looking for flexibility and customization in their benefits. Voluntary products:
- Add value to your overall benefits package
- Give employees more control over their coverage
- Provide financial protection for unexpected expenses
- Don’t impact your company’s budget
Built for Flexibility:
We make it easy to offer these benefits without adding administrative burden. Whether you want to roll them out during open enrollment or introduce them mid-year, we’ll guide the process from start to finish.
We partner with trusted carriers like Aflac, Colonial Life, Guardian, and others to give your employees access to competitive products with simple enrollment and education tools.
Our Approach:
Voluntary benefits aren’t just extras—they’re a smart part of your overall strategy. We help you:
- Select products that complement your existing benefits
- Educate your team on what’s available and how it works
- Keep things streamlined through your current payroll or benefits system
- Review annually to make sure your offerings stay relevant and effective
FAQs
What’s the difference between voluntary and ancillary benefits? Expand
Voluntary benefits are employee-paid; ancillary benefits are often employer-paid or shared.
Can employees choose multiple voluntary products? Expand
Yes. They can select the coverages that fit their needs during enrollment.
Do voluntary benefits affect our payroll system? Expand
We’ll coordinate with your payroll provider to make deductions seamless and simple.
What’s the difference between voluntary and ancillary benefits? Expand
Voluntary benefits are employee-paid; ancillary benefits are often employer-paid or shared.
Can employees choose multiple voluntary products? Expand
Yes. They can select the coverages that fit their needs during enrollment.
Do voluntary benefits affect our payroll system? Expand
We’ll coordinate with your payroll provider to make deductions seamless and simple.
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Frequently asked questions
What's the difference between voluntary and ancillary benefits?
Can employees choose multiple voluntary products?
Do voluntary benefits affect our payroll system?
Related coverage
Ancillary Benefits
Dental, vision, life, and disability coverage that rounds out your package affordably — with flexible employer-paid, employee-paid, or shared options.
Group Health Insurance
Strategic, custom-fit group health plans for teams of 2 to 100+ — shopped annually across top carriers, with hands-on renewal and claims support.
Ready to talk it through?
Tell us a little about what you need and one of our agents will reach out. We'll shop your coverage and come back with real options.