Personal Insurance

Renters Insurance

Protect your belongings and your liability for a small premium — coverage applies even away from home. Bundle with auto or umbrella for discounts.

Looking for a better Renters Insurance Policy in Bluffton?

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

Let GSP Insurance Group help you find coverage options that protect you, your family, and your personal property. Let us help make sure you’re properly covered.

What You Need to Know

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.

For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Protect Yourself and Your Guests

Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.

In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.

The Right Coverage, The Right Price

Whether you’re starting out, between homes, or downsizing, we’ll help you pick the best renters insurance coverage that best fits your needs.

Be sure to ask about available discounts including burglar alarm credits and account credits for customers who package their auto and/or umbrella policies with their renters insurance policy.

How to get started on your Renters quote

To get started on your quote, call our office or click over to our quotes page.

Either way we’ll make the process simple!

Ready to get started?

Start Your Quotes Today

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Frequently asked questions

What does renters insurance cover?
Your renters policy covers your personal property against theft or damage, subject to the limits and deductibles you select — and the coverage applies even when you're away from home. It also provides liability protection and can include medical payments for guests injured at your residence.
Should I choose replacement cost coverage?
For a small additional premium you can carry full-value (replacement cost) coverage, which pays the full cost to replace damaged or stolen items without a deduction for depreciation. It's usually worth it to avoid being shortchanged at claim time.
Are there discounts on renters insurance?
Yes. Ask about burglar alarm credits and account credits for packaging your auto and/or umbrella policy with your renters policy. We'll help you find the discounts you qualify for.

Ready to talk it through?

Tell us a little about what you need and one of our agents will reach out. We'll shop your coverage and come back with real options.